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OnPointe Software pricing
Short answer: Per OnPointe Software's pricing page (checked October 30, 2026): From $50/user/mo. All 5 listed plans and options are below.
OnPointe Software plans and prices
| Plan | Price | Note |
|---|---|---|
| OnPointe "Light" | $50/user/month | risk questionnaires, lead generation, Investment Quick Score, compare FIAs to AGG |
| Recommended | $100/user/month | adds model portfolios, portfolio comparison, client reports, custom assets, Proxy Finder, Monte Carlo and stress testing, FIAs in portfolios |
| Minimalist | $99/user/month | second plan grid on the same page |
| Recommended (with Retirement Planner) | $129/user/month | adds Retirement Planner, FIA Illustrator, cloud storage and CRM integration |
| Company Plan | Contact vendor | multiple users: group admin, audit logging, external integrations, SSO/SAML add-on; custom API on the second grid |
Prices as of October 30, 2026, in USD, as listed on OnPointe Software's pricing page. Vendors change prices often; confirm before you buy.
- Free option: Free 7-day trial on per-user plans; 10-day free trial of the AI optimizer.
- OnPointe's pricing page shows two plan grids ($50 and $100, and $99 and $129 per user per month) without a label explaining which product each covers; confirm with the vendor which applies to you (checked October 30, 2026).
- The Retirement Planner page lists $139.95 and $100 a month and a 25% discount when bundled with Risk Analyzer; what the $139.95 covers isn't stated. Otto tier pricing is not published.
What drives your OnPointe Software bill
- Priced per user (or per advisor/seat), so cost grows with headcount.
- Some features are paid add-ons rather than included.
- There is a free plan or trial, so you can test before paying.
Example: At the listed rate, 3 people on OnPointe "Light" would cost $150/month ($1,800/year), before taxes, add-ons, setup fees or discounts.
Before you buy
- Confirm which pricing grid and which Otto capability tier your quote includes.
- Ask how Otto conversation records are stored and exported for your books-and-records policy.
- Ask for risk-score methodology documentation for your due-diligence file.
OnPointe Software pricing vs alternatives
| Tool | Starting price | Free option | Details |
|---|---|---|---|
| OnPointe Software | From $50/user/mo | Free 7-day trial on per-user plans; 10-day free trial of the AI optimizer. | Pricing details |
| Nitrogen | From $99/mo per Center (annual) | None listed | Pricing details |
| Kwanti | From $195/user/mo | 14-day free trial; no credit card required. | Pricing details |
| StratiFi | From $5,995/yr | None listed | Pricing details |
| YCharts | Contact vendor | None listed | Pricing details |
| Income Lab | From $199/mo ($1,990/yr annual) | 14-day free trial of Pro (credit card required). | Pricing details |
| Orion | Contact vendor | None listed | Pricing details |
List prices from each vendor's website as of October 21, 2026.
More: OnPointe Software review · OnPointe Software alternatives · Best portfolio analytics and proposals tools
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FAQ
How much does OnPointe Software cost?
OnPointe "Light": $50/user/month; Recommended: $100/user/month; Minimalist: $99/user/month; Recommended (with Retirement Planner): $129/user/month; Company Plan: Contact vendor. Prices as of October 30, 2026.
Does OnPointe Software have a free plan or trial?
Free 7-day trial on per-user plans; 10-day free trial of the AI optimizer.
What should I ask OnPointe Software about pricing?
Confirm which pricing grid and which Otto capability tier your quote includes. Ask how Otto conversation records are stored and exported for your books-and-records policy. Ask for risk-score methodology documentation for your due-diligence file.