49 AI prompts for financial advisors (copy and paste)

You are helping a financial advisor prepare for an annual review meeting. Using the anonymized notes below, draft a 45-minute agenda with time blocks, three questions to ask about changes in the client's life, and a checklist of documents to request beforehand. Keep it in plain English.

Notes (no names or account numbers):
[PASTE ANONYMIZED NOTES]

Compliance noteRemove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Write 15 open-ended discovery questions for a first meeting with a prospective client who is [AGE RANGE], [LIFE STAGE, e.g. recently retired], and mentioned these concerns: [CONCERNS]. Group them under Goals, Money habits, Family, Risk, and Past experiences with advisors. Avoid jargon and yes/no questions.

Summarize these anonymized CRM notes from the last 12 months into a one-page pre-meeting brief with these headings: Open action items, Decisions made, Life events, Topics the client cares about, Follow-ups we promised. Flag anything that looks unresolved. Use bullet points and don't add anything that isn't in the notes.

[PASTE ANONYMIZED NOTES]

Compliance noteRemove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Explain [CONCEPT, e.g. a Roth conversion] to a client with no finance background in under 150 words. Then give one everyday analogy and two questions the client might ask, with short answers. Don't give personalized advice or specific tax figures; I'll add those after checking current IRS numbers.

Compliance noteCheck every figure, limit and deadline against the primary source (IRS, SEC, FINRA or the product's official documents) before you rely on it.

I'm planning to recommend that a client [ACTION, e.g. consolidate three old 401(k) accounts]. List the six most likely concerns or objections the client could raise. For each, give a calm, factual way to discuss it, including the genuine trade-offs and the situations where the recommendation might not fit.

Compliance noteAI output is not a best-interest or suitability analysis. Document your own reasoning for the recommendation as your firm requires.

Turn these rough meeting notes into a structured summary with these headings: Attendees (roles only), Topics discussed, Decisions, Action items (owner and due date), Open questions. Don't add anything that isn't in the notes; write "not discussed" under any heading with nothing to report.

[PASTE NOTES]

Compliance noteKeep the final, reviewed version in your CRM or records system as your firm's books-and-records policy requires.

Help me plan a family meeting about [TOPIC, e.g. how the parents' estate plan works] for parents in their [AGE]s and [NUMBER] adult children. Suggest ground rules, a 60-minute agenda, a plain-English way to explain each role (executor, trustee, agent under a power of attorney), and three ways to handle disagreement. Mark which items the family's estate attorney should explain instead of me.

Compliance noteLeave legal interpretation to the client's attorney.

Write a follow-up email to a client after our review meeting. Summarize the decisions below, list the next steps with who does what, and ask them to confirm by [DATE]. Warm but concise, under 180 words, and no statements about future returns.

Decisions and next steps:
[PASTE]

Compliance noteReview and edit before sending. Client emails are business records your firm may need to archive.

Draft a short email to clients after a week of market declines. Acknowledge the news without predicting what markets will do next, remind them their plan was built with downturns in mind, and invite them to book a call at [SCHEDULING LINK]. Under 150 words, calm tone, no performance numbers and no guarantees.

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Write a friendly email asking a client to send these documents before [DATE]: [LIST OF DOCUMENTS]. Explain in one line why we need each one. Tell them to upload through [SECURE PORTAL LINK] and remind them never to email account numbers or Social Security numbers.

Compliance noteNever ask clients to send sensitive information by unencrypted email.

Draft a reminder email to a client who needs to take a required minimum distribution this year. Explain what an RMD is in two sentences, state the deadline as [DEADLINE], and ask them to confirm their tax-withholding preference. Leave [AMOUNT] as a placeholder; do not calculate it.

Compliance noteCheck every figure, limit and deadline against the primary source (IRS, SEC, FINRA or the product's official documents) before you rely on it.

Rewrite the email below so a non-expert understands it on first read. Keep every fact, number and date exactly as written, use short sentences and cut the jargon. Then list any sentence whose meaning could still be misunderstood.

[PASTE YOUR DRAFT]

Compliance noteReview and edit before sending. Client emails are business records your firm may need to archive.

Help me write an email to a client explaining [ISSUE, e.g. a delayed account transfer]. Be direct about what happened, what we're doing about it and the timeline. Apologize once, don't over-explain, and offer a call. Under 170 words.

Compliance noteIf the issue could be a complaint or an error affecting the account, follow your firm's complaint and error-correction procedures first.

Write five short notes for client milestones: a new grandchild, a retirement, a child starting college, a home purchase and a work anniversary. Each should be two or three sentences, personal in tone, with a placeholder for one specific detail. No product or service mentions.

Turn the financial plan highlights below into a one-page client summary with these headings: Where you are today, Your three goals, What the plan recommends, Key assumptions (in plain English), Next 90 days. Use bullets. Don't add any number that isn't in my notes.

[PASTE ANONYMIZED PLAN HIGHLIGHTS]

Compliance noteProjections must match your planning software's output and be presented as hypothetical, never as promises. Remove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Explain to a client what a [X]% probability of success in a Monte Carlo retirement analysis means and what it doesn't mean, in under 150 words. Mention that it rests on assumptions that can change and that we'll revisit the plan regularly. Avoid technical terms.

Here are two planning scenarios and their outputs.

Scenario A: [PASTE]
Scenario B: [PASTE]

Write a neutral side-by-side comparison of the trade-offs (cash flow, flexibility, taxes, risk) as a table, followed by three questions that would help the client decide. Don't recommend either one.

From these anonymized figures from a client's tax return, list planning topics worth discussing (for example withholding, retirement contributions, charitable giving or capital gains). For each topic, say which figure prompted it and what I should verify. Don't state current-year limits; I'll look them up.

[PASTE ANONYMIZED FIGURES]

Compliance noteCheck every figure, limit and deadline against the primary source (IRS, SEC, FINRA or the product's official documents) before you rely on it. Remove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Summarize this anonymized estate document excerpt in plain English: the key roles (by role, not name), what happens at the first and second death, and anything that looks outdated or unclear that the client should raise with their attorney. State clearly that this is not legal advice.

[PASTE EXCERPT]

Compliance noteNot legal advice: refer interpretation to the client's estate attorney. Remove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Summarize the key terms of this anonymized insurance policy excerpt: policy type, coverage amount, premium and how it can change, riders, exclusions and dates to watch. Put anything ambiguous in a final list called "Questions for the carrier".

[PASTE EXCERPT]

Compliance noteRemove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Write a short annual progress update for a client using these facts: [GOALS AND WHAT CHANGED THIS YEAR]. Recognize what went well, be honest about what didn't, and list three priorities for next year. Under 200 words and no market predictions.

Compliance noteReview and edit before sending. Client emails are business records your firm may need to archive.

Create an outline for an educational blog post titled "[TITLE]" for [AUDIENCE]. Include an intro, five sections with key points, a short FAQ and a closing that invites readers to get in touch without promising results. Wherever a statistic would help, write [SOURCE NEEDED] instead of inventing a number.

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Write three LinkedIn post options, each under 120 words, explaining [TOPIC] for [AUDIENCE]. Educational tone and one practical takeaway each. No performance claims, testimonials, guarantees or superlatives such as "best" or "top-rated".

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Act as a cautious compliance reviewer for an investment adviser. Review the marketing draft below and flag: performance claims, guarantees or promissory language, testimonials or endorsements, superlatives, statements of fact that need substantiation, missing risk disclosures, and anything that could create a misleading impression. Quote each phrase and explain the concern. This is a pre-check, not an approval.

[PASTE DRAFT]

Compliance noteA useful first pass, but it doesn't replace your CCO's review or your firm's approval process.

Draft a 300-word client newsletter section on [TOPIC]. Using only the facts I provide below, explain what happened in plain English, what it may mean for long-term investors in general (not specific advice), and one step readers could consider. No predictions.

Facts and sources:
[PASTE FACTS WITH SOURCES]

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Turn this webinar transcript excerpt into one blog post outline, three short social posts and one email teaser. Keep every claim tied to something said in the transcript, and flag any statement that would need a source or a disclosure.

[PASTE TRANSCRIPT]

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Rewrite the "Who we serve" section below for [NICHE]. Keep it factual and under 150 words, focused on the client's problems and how we work. Remove any claim we can't prove, such as "best", "guaranteed" or unverified numbers.

[PASTE CURRENT COPY]

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Write an invitation to a free educational workshop on [TOPIC] on [DATE] at [LOCATION OR LINK]. Describe what attendees will learn in three bullets, who it's for and how to register. Make clear it's educational, and avoid promising outcomes or using fear-based language.

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

Help me define my ideal client profile. Based on the anonymized descriptions of my best client relationships below, list their common traits, the problems they came to me with, where they spend their time, and the words they use to describe those problems.

[DESCRIBE 5 GREAT CLIENT RELATIONSHIPS, NO NAMES]

Compliance noteRemove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

Write three natural ways to ask a happy client for an introduction at the end of a review meeting, each under 40 words. No pressure and no incentives, and make it easy for the client to say no.

Compliance noteOffering anything of value for referrals can make them paid testimonials under the SEC Marketing Rule. Check with compliance before adding any incentive.

Draft a short email to a [CPA / estate attorney] I haven't met, proposing a 20-minute call to learn how they work with clients and whether we serve similar people. Mention that I focus on [NICHE]. Under 120 words and no selling.

Compliance noteReview and edit before sending. Client emails are business records your firm may need to archive.

List the 10 most common financial questions and pain points for [NICHE, e.g. physicians in their first five years of practice], with a one-line explanation of why each matters. Then suggest five educational content ideas that address them.

Compliance noteCheck every figure, limit and deadline against the primary source (IRS, SEC, FINRA or the product's official documents) before you rely on it.

Write a follow-up email to someone I met at [EVENT] who mentioned [TOPIC]. Reference our conversation, share one useful resource ([LINK]) and offer a no-obligation call. Under 110 words.

Compliance noteReview and edit before sending. Client emails are business records your firm may need to archive.

Rewrite my LinkedIn About section for [NICHE]. 120 to 180 words, first person, focused on who I help and how I work, ending with one clear next step. No performance claims or testimonials.

[PASTE CURRENT ABOUT SECTION]

Compliance noteAnything sent to more than one client or posted publicly may be an advertisement under the SEC Marketing Rule (or a FINRA Rule 2210 communication). Route it through compliance review before use.

A prospect said: "[OBJECTION, e.g. I can do this myself with index funds]". Give me three respectful responses that acknowledge what's true in their point, explain the value I could add in specific terms, and leave room for them to decide it isn't a fit.

Summarize the rule or notice text below for a financial advisor: what it requires, who it applies to, effective and compliance dates, and open questions. Quote the exact sentence behind each point so I can verify it.

[PASTE TEXT FROM THE OFFICIAL SOURCE]

Compliance notePaste the primary source text rather than asking from memory; AI tools can misstate rules and dates.

Compare these two products using only the details I paste from their official documents. Build a table of costs, features, liquidity, risks and who each one suits. Mark anything not covered as "not in documents".

Product A: [PASTE]
Product B: [PASTE]

Compliance noteCheck every figure, limit and deadline against the primary source (IRS, SEC, FINRA or the product's official documents) before you rely on it.

Summarize this article in five bullet points. Then list three questions a client might ask about it and the facts from the article that answer them. Label anything that is opinion rather than fact.

[PASTE ARTICLE]

From this earnings call transcript excerpt, list the main business drivers, the risks management mentioned and any changes to guidance. Quote the transcript for each point.

[PASTE EXCERPT]

Explain the change described in the official source text below: what changed, who is affected, the effective date, and planning questions to raise with clients. Quote the source for each point and don't add outside figures.

[PASTE IRS OR CONGRESS.GOV TEXT]

Compliance noteCheck every figure, limit and deadline against the primary source (IRS, SEC, FINRA or the product's official documents) before you rely on it.

Write a due-diligence questionnaire for an AI software vendor that would process client data at a registered investment adviser. Cover data storage and retention, whether our data trains their models, encryption, access controls, SOC 2 or similar reports, subprocessors, breach-notification timelines, record export for books-and-records purposes, and what happens to our data when the contract ends.

Compliance noteAmended Regulation S-P requires covered firms to oversee service providers that handle customer information, including how fast they report breaches.

I'll paste a data table. Describe the trend in three sentences, point out any outliers, and suggest one chart type that would show it clearly to clients. Don't extrapolate beyond the data.

[PASTE TABLE]

Turn these steps into a standard operating procedure for [PROCESS, e.g. new client onboarding]: purpose, roles, numbered steps, systems used, checkpoints, and what to do when something goes wrong.

[PASTE ROUGH STEPS]

Create an onboarding checklist for a new [CLIENT TYPE] client, from signed agreement to first review: paperwork, account opening, transfers, data entry, welcome communications and 30/60/90-day touchpoints. Format it as a table with Owner and Timing columns.

Draft a one-page internal AI acceptable-use policy for a small registered investment adviser covering: approved tools, data that may never be entered, review requirements for client-facing output, keeping records of AI-assisted communications, and who to ask with questions. Label it "Draft for compliance and legal review".

Compliance noteA starting point only; your CCO and counsel should tailor and approve it.

Here are today's anonymized client emails. Categorize each as Urgent, Reply this week or FYI; suggest a one-line response for each; and flag anything that could be a complaint or a trade instruction needing special handling.

[PASTE ANONYMIZED EMAILS]

Compliance noteComplaints and trade instructions have specific handling rules at most firms. Remove names, account numbers and other client identifiers unless your firm has approved this tool and plan for client data (Regulation S-P).

I have a spreadsheet with these columns: [LIST COLUMNS]. Write the [Excel / Google Sheets] formula to [GOAL], explain how it works step by step, and give one test case so I can confirm it's right.

Write a job description for a [ROLE, e.g. client service associate] at a [SIZE] advisory firm: responsibilities, required skills, nice-to-haves, any licenses required [e.g. none or Series 65], and what success looks like at 90 days.

Compare this AI-generated meeting summary with the transcript excerpt below. List anything in the summary that isn't supported by the transcript, anything important that's missing, and any numbers that don't match.

Summary:
[PASTE SUMMARY]

Transcript excerpt:
[PASTE EXCERPT]

Compliance noteKeep the corrected summary, not just the draft, as your record of the meeting if your firm's policy requires one.