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Income Lab pricing
Short answer: Per Income Lab's pricing page (checked October 23, 2026): From $199/mo ($1,990/yr annual). All 4 listed plans and options are below.
Income Lab plans and prices
| Plan | Price | Note |
|---|---|---|
| Core | $1,990/year billed annually or $199/month billed monthly | |
| Pro | $2,990/year billed annually or $299/month billed monthly | adds Penny AI paraplanner and AI productivity tools |
| Support staff seat | $80/month per seat or $800/year | |
| Enterprise | Contact vendor | SSO, volume licensing, custom integrations |
Prices as of October 23, 2026, in USD, as listed on Income Lab's pricing page. Vendors change prices often; confirm before you buy.
- Free option: 14-day free trial of Pro (credit card required).
- Income Lab says the trial converts to a paid Pro subscription after 14 days unless you cancel or switch to Core.
What drives your Income Lab bill
- Priced per user (or per advisor/seat), so cost grows with headcount.
- Annual billing or an annual term applies to some or all plans.
- Monthly billing is available on some plans but costs more than paying annually.
- There is a free plan or trial, so you can test before paying.
Before you buy
- Penny and the AI tools require Pro.
- The trial needs a credit card and auto-converts to Pro.
- Decide whether it replaces or sits alongside your current planning software.
Income Lab pricing vs alternatives
| Tool | Starting price | Free option | Details |
|---|---|---|---|
| Income Lab | From $199/mo ($1,990/yr annual) | 14-day free trial of Pro (credit card required). | Pricing details |
| RightCapital | From $149.95/advisor/mo | 14-day trial offered. | Pricing details |
| eMoney Advisor | Contact vendor | None listed | Pricing details |
| MoneyGuide | From $175/advisor/mo | None listed | Pricing details |
| Holistiplan | From $749/yr | Free trial offered. | Pricing details |
| Asset-Map | From $149/mo | None listed | Pricing details |
| DeepVest | Contact vendor | None listed | Pricing details |
List prices from each vendor's website as of October 21, 2026.
More: Income Lab review · Income Lab alternatives · Best financial planning software tools
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FAQ
How much does Income Lab cost?
Core: $1,990/year billed annually or $199/month billed monthly; Pro: $2,990/year billed annually or $299/month billed monthly; Support staff seat: $80/month per seat or $800/year; Enterprise: Contact vendor. Prices as of October 23, 2026.
Does Income Lab have a free plan or trial?
14-day free trial of Pro (credit card required).
What should I ask Income Lab about pricing?
Penny and the AI tools require Pro. The trial needs a credit card and auto-converts to Pro. Decide whether it replaces or sits alongside your current planning software.