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ChatGPT pricing
Short answer: Per ChatGPT's pricing page (checked October 21, 2026): Free; paid from $8/mo. All 6 listed plans and options are below.
ChatGPT plans and prices
| Plan | Price | Note |
|---|---|---|
| Free | $0/month | |
| Go | $8/month | OpenAI notes this plan may include ads |
| Plus | $20/month | |
| Pro | From $100/month | three usage tiers |
| Business | Per user per month; see vendor | from 2 users |
| Enterprise | Contact vendor |
Prices as of October 21, 2026, in USD, as listed on ChatGPT's pricing page. Vendors change prices often; confirm before you buy.
- Free option: Free plan available to everyone.
- OpenAI says Business is available from 2 users and offers monthly and annual billing; Enterprise is annual.
What drives your ChatGPT bill
- Priced per user (or per advisor/seat), so cost grows with headcount.
- Some plans have a minimum number of users.
- There is a free plan or trial, so you can test before paying.
Before you buy
- Free, Go, Plus and Pro are individual plans; firms usually need Business or Enterprise for admin controls.
- Confirm with compliance which plan, if any, is approved for client information.
- Decide how AI-drafted client communications are reviewed and archived.
ChatGPT pricing vs alternatives
| Tool | Starting price | Free option | Details |
|---|---|---|---|
| ChatGPT | Free; paid from $8/mo | Free plan available to everyone. | Pricing details |
| Claude | Free; Pro from $17/mo | Free plan available. | Pricing details |
| Gemini | Free; paid from $4.99/mo | Free with a Google Account. | Pricing details |
| Microsoft 365 Copilot | From $18/user/mo (annual, promo) | None listed | Pricing details |
List prices from each vendor's website as of October 21, 2026.
More: ChatGPT review · ChatGPT alternatives · Best general AI assistants tools
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FAQ
How much does ChatGPT cost?
Free: $0/month; Go: $8/month; Plus: $20/month; Pro: From $100/month; Business: Per user per month; see vendor; Enterprise: Contact vendor. Prices as of October 21, 2026.
Does ChatGPT have a free plan or trial?
Free plan available to everyone.
What should I ask ChatGPT about pricing?
Free, Go, Plus and Pro are individual plans; firms usually need Business or Enterprise for admin controls. Confirm with compliance which plan, if any, is approved for client information. Decide how AI-drafted client communications are reviewed and archived.