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Financial Planning Software with AI: eMoney, MoneyGuide, RightCapital and More
Short answer: eMoney, MoneyGuide and RightCapital are widely used planning platforms; Asset-Map adds a visual one-page view for discovery meetings. Pair any of them with Holistiplan or FP Alpha if you want AI to read tax returns and other documents.
Updated October 21, 2026. Tool details come from each vendor's website and can change.
The core planning platforms
eMoney Advisor is known for comprehensive, cash-flow-based planning with client-facing tools.
MoneyGuide (Envestnet) is known for goals-based planning.
RightCapital focuses on ease of use and clear client communication.
Asset-Map visualizes a client's whole financial picture on one page, which many advisors use in discovery meetings.
Where AI fits
The biggest AI time savings today are around data entry and document review: note-takers that pre-fill planning data and tools in tax return & document analysis that read tax returns, estate documents and insurance policies.
How to choose
Run the same real (anonymized) client case through each trial. Compare how long data entry takes, how clear the client output is and how well it connects to your CRM and custodian.
Tools mentioned
| Tool | Best for | Starting price | Free option | Link |
|---|---|---|---|---|
| eMoney Advisor Financial planning software for advisors, planners and RIAs. | Comprehensive, cash-flow-based planning | Contact vendor | None listed | Visit ↗ |
| MoneyGuide Envestnet's goals-based financial planning software. | Goals-based planning conversations | From $175/advisor/mo | None listed | Visit ↗ |
| RightCapital Financial planning software focused on ease of use and client engagement. | Advisors who want intuitive planning tools | From $149.95/advisor/mo | 14-day trial offered. | Visit ↗ |
| Asset-Map Visual financial planning software that maps a client's financial life on one page. | Discovery meetings and visual client conversations | From $149/mo | None listed | Visit ↗ |
| Holistiplan Tax planning software that reads tax returns, plus estate and insurance tools. | Spotting tax planning opportunities from a return | From $749/yr | Free trial offered. | Visit ↗ |
| FP Alpha AI that reads clients' tax, legal and insurance documents and surfaces planning insights. | Advanced planning across tax, estate and insurance | From $870/yr | None listed | Visit ↗ |
Checked against vendor websites on October 21, 2026. List prices as of October 21, 2026; prices change often, so confirm on each vendor's site.
FAQ
Which financial planning software is best?
It depends on your planning style: cash-flow-based, goals-based or visual. Test with a real case before you commit.