Best AI for AdvisorsDisclosure: Some links on this page may be affiliate links, which means we may earn a commission at no extra cost to you. Listings are independent and sponsored placements are always labeled. Learn more.
Best AI for Investment Proposals & Risk Tolerance for Advisors
Short answer: Nitrogen (formerly Riskalyze) focuses on risk-tolerance conversations and proposals. Kwanti stands out for building proposals from uploaded prospect statements. YCharts combines research and charts with model-portfolio proposals.
Proposal tools help you show a prospect what their current portfolio looks like, how it might behave and what you'd recommend. The differences come down to risk profiling, how data gets in, and how polished the output is.
Our picks
1. Nitrogen
Best for: Risk-tolerance conversations and proposals
Measures client risk tolerance, creates personalized proposals and models retirement readiness (formerly Riskalyze).
2. Kwanti
Best for: Prospect proposals from uploaded statements
Portfolio analysis, stress testing, white-labeled proposals, risk profiling and PDF statement extraction for prospects.
3. YCharts
Best for: Research, charts and model-portfolio proposals
Research and analysis platform where advisors build model portfolios and generate proposals.
Side by side
| Tool | Best for | Starting price | Free option | Link |
|---|---|---|---|---|
| Nitrogen Suite for risk tolerance, proposals and retirement readiness (formerly Riskalyze). | Risk-tolerance conversations and proposals | From $99/mo per Center (annual) | None listed | Visit ↗ |
| Kwanti Portfolio analytics, stress testing and branded proposals for advisors. | Prospect proposals from uploaded statements | From $195/user/mo | 14-day free trial; no credit card required. | Visit ↗ |
| YCharts Financial research and proposal platform for advisors and asset managers. | Research, charts and model-portfolio proposals | Contact vendor | None listed | Visit ↗ |
Checked against vendor websites on October 21, 2026. List prices as of October 21, 2026; prices change often, so confirm on each vendor's site.
What to check before you buy
- Can it read a prospect's statements, or do you key holdings in by hand?
- Does it integrate with your CRM and portfolio system?
- Can you white-label the output with your firm's branding?
Compare and switch
FAQ
Is Nitrogen the same as Riskalyze?
Yes. Riskalyze rebranded as Nitrogen, and Riskalyze's old website now redirects to Nitrogen.
Which proposal tool reads prospect statements?
Kwanti lists PDF statement extraction for prospect portfolios among its features.