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Luminary
In one line: AI estate and wealth-transfer platform that turns trust and estate documents into cited summaries, diagrams and tax projections.
| Best for | Firms serving high-net-worth families that want estate document extraction, strategy modeling and ongoing wealth-transfer tracking |
|---|---|
| Category | Tax return & document analysis |
| Free option | Not confirmed; check vendor site |
| Pricing | Contact vendor · See all plans (as of October 27, 2026) |
| Website | www.withluminary.com/ |
| Last checked | October 27, 2026 |
What it does
Luminary says its human-in-the-loop AI turns estate and ownership documents into structured, source-cited data, then builds balance sheets, entity and distribution diagrams, firm-branded estate presentations and what-if models for strategies such as SLATs, GRATs, CRTs, CLTs and family or charitable gifting. A deterministic tax engine calculates federal, state, inheritance and asset taxes. It is sold in Go, Pro and Enterprise tiers, integrates with eMoney, Orion, Addepar, Black Diamond, Salesforce and Snowflake, offers a public API and an MCP connection for ChatGPT and Claude, and lets attorneys, CPAs and trustees collaborate under role-based permissions. Luminary says it is SOC 2 Type II certified and that neither it nor its model providers train on client data. It raised a $22 million Series A led by Ten Coves Capital in September 2026 and says its platform supports more than $500 billion in client assets. It does not draft documents or give legal advice.
Get a Luminary demo
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Alternatives to Luminary
Vanilla
Advisors who want to review clients' existing estate plans and model advanced strategies
Wealth.com
Firms that want estate documents, tax modeling and visual estate summaries in one platform
Trust & Will
Advisors who want a low-cost way to get clients a will or trust and summarize existing documents
FP Alpha
Advanced planning across tax, estate and insurance
Compare: Luminary vs Vanilla
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FAQ
What is Luminary?
AI estate and wealth-transfer platform that turns trust and estate documents into cited summaries, diagrams and tax projections.
Who is Luminary best for?
Firms serving high-net-worth families that want estate document extraction, strategy modeling and ongoing wealth-transfer tracking. It is in our tax return & document analysis category.
How much does Luminary cost?
Luminary doesn't publish prices on its website as of October 27, 2026; contact the vendor for a quote.
What are alternatives to Luminary?
Vanilla, Wealth.com, Trust & Will, FP Alpha.