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Investipal review for financial advisors
By William Foster · Updated October 30, 2026
Verdict: Investipal is best for rIAs and planners in the U.S. and Canada who want statement-to-proposal-to-onboarding-to-billing in one system. Pricing: Contact vendor. Skip it if you only need a meeting notetaker, or your all-in-one platform already handles proposals, billing and reporting.
How we review: this is an editorial summary of what Investipal publishes about its product and pricing, checked on October 30, 2026. We haven't run a hands-on test, we don't give star ratings, and vendors can't pay to change it.
At a glance
| Best for | RIAs and planners in the U.S. and Canada who want statement-to-proposal-to-onboarding-to-billing in one system |
|---|---|
| Category | Portfolio analytics & proposals |
| Starting price | Contact vendor |
| Free option | None listed |
| Pricing model | By quote |
| Website | www.investipal.co/ |
What Investipal does
Investipal describes itself as front- and middle-office software for RIAs and wealth advisors of any size. It reads brokerage statements (PDF, PNG, JPG, XLSX or CSV, or through Plaid) and extracts holdings, transactions and embedded fees with per-cell source citations for advisor review. It scores clients across Portfolio, Behavior and Risk Capacity into a composite risk band the advisor can override with a documented rationale, builds proposed portfolios from the firm's model library, compares current and proposed portfolios (fund look-through, fees, VaR, CVaR, capture ratios), stress tests across 14 historical scenarios and runs Monte Carlo simulations. A drag-and-drop proposal studio adds AI-generated commentary and shares proposals as a white-label client microsite; it also generates investment policy statements with e-signature, moves signed proposals into onboarding and handles AUM, flat, tiered and subscription billing. Client-portal performance reporting connects to Schwab today, with more custodians planned. Alpha, its in-app AI agent, builds proposals end to end, prepares portfolio-review decks before meetings, creates client collateral and extracts client facts from conversations to update the profile, with reusable skills and team playbooks. Investipal lists integrations with Salesforce, Wealthbox, Redtail, GReminders, Vega Minds, PreciseFP, SideDrawer, Elements, Schwab and Altruist, says it is not a custodian and serves firms in the U.S. and Canada, and says outputs are drafts for advisor review.
Key capabilities, per Investipal
- Statement scanning with per-cell source citations, then risk profiling, proposals and IPS in one flow
- Onboarding with e-signature and billing (AUM, flat, tiered or subscription) after the proposal is signed
- Alpha AI agent builds proposals end to end and prepares portfolio-review decks before meetings
Good fit if
You want rIAs and planners in the U.S. and Canada who want statement-to-proposal-to-onboarding-to-billing in one system.
Skip it if
You only need a meeting notetaker, or your all-in-one platform already handles proposals, billing and reporting.
What to check before you buy
- Client-portal performance reporting connects to Schwab today; confirm your custodians.
- Ask which modules (proposals, IPS, onboarding, billing, Alpha) your quote includes.
- Review every AI-built proposal and IPS before it reaches a client; Investipal says outputs are drafts.
- Have your compliance team review data handling and recordkeeping before any client data goes in.
How Investipal compares on price
| Tool | Starting price | Free option | Details |
|---|---|---|---|
| Investipal | Contact vendor | None listed | Pricing details |
| StratiFi | From $5,995/yr | None listed | Pricing details |
| Nitrogen | From $99/mo per Center (annual) | None listed | Pricing details |
| Kwanti | From $195/user/mo | 14-day free trial; no credit card required. | Pricing details |
| YourStake | From $600/seat/yr | None listed | Pricing details |
| YCharts | Contact vendor | None listed | Pricing details |
List prices from each vendor's website as of October 21, 2026.
Get a Investipal demo
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FAQ
Is Investipal good for financial advisors?
It's a strong fit for rias and planners in the u.s. and canada who want statement-to-proposal-to-onboarding-to-billing in one system. Advisor platform from statement scan to risk profile, proposal, IPS, onboarding and billing, with Alpha, an in-app AI agent.
What are Investipal's main features?
Statement scanning with per-cell source citations, then risk profiling, proposals and IPS in one flow. Onboarding with e-signature and billing (AUM, flat, tiered or subscription) after the proposal is signed. Alpha AI agent builds proposals end to end and prepares portfolio-review decks before meetings.
Who should not use Investipal?
You only need a meeting notetaker, or your all-in-one platform already handles proposals, billing and reporting.
How much is Investipal?
Investipal prices by quote; it doesn't publish prices.